You Plan, you Save and you Invest to create a financially secure tomorrow. Needing long-term care can impact your loved ones, your assets and your retirement. Are you prepared with a plan to address a long-term care need that lasts for several months or for many years? Here are a couple of tips from the […]
At first, this sounded like a Thanksgiving story, but the more I reflected on it, the more appropriate it seemed for any time of the year. The way I heard it, the story went like this: Thanksgiving Day was near. The first-grade teacher gave her class a fun assignment — to draw a picture of […]
What is a Partnership Policy and What Makes it Different? Long-term care insurance policies sold as a “Partnership Policy” are different from other long-term care policies in the following ways: Partnership policies carry a special endorsement from the State for meeting additional consumer protection standards. These standards include many consumer safety features that provide assurance […]
Frequently people question the benefits of having a plan for extended health care. Folks who have been involved with caring for an adult understand. I have included a short video to show how a plan can enhance a family’s quality of life.
Amy and Jeff W. reached out to me just days after Jeff’s father had passed away. Along with other family members, they had cared for Jeff’s father for three years. Their experience convinced them they needed a plan that would protect their family from having to care for them. They didn’t know where to begin. […]
My family will have an account of money they did not have before if they have long-term care plans which will give: *The ability to remain on their job vs being a care giver *Protect retirement savings, a life time of effort *A choice of who will care for them when they are not independent […]
It’s never been harder to get ready to retire. One of the most expensive costs you’ll face in retirement is paying for health care. Big monthly expenses can rapidly eat away at your retirement savings. Protecting yourself against potentially catastrophic health-care expenses is smart. For many, long-term care insurance has been the answer. Long-term care […]
Hiring a long term Care Consultant provides many benefits for your long term care needs. Anytime we are out and about, it is obvious that the US Population is aging. The fact that people are living longer is a good thing in many ways. However, there is a concern. Are retirement plans funded to last […]